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Farmers Savings Bank
recognizes and respects our responsibility to protect our customers’
private information. The success of our financial institution
depends heavily on the level of trust and confidence it enjoys
with it’s depositors. In our commitment to provide quality
service to our customers, Farmers Savings Bank has adopted the
following privacy statement.
Visitors to our
Web Site
Visitors to the Farmers
Savings Bank Website remain anonymous. We do not collect unique
identifying information about you individually unless you voluntarily
and knowingly provide us that information. We do collect general
information about your visit, such as when you accessed our site,
which pages you accessed, and what Internet provider you used
when you accessed our site. You may elect to provide us with more
specific information, such as when you give us feedback or send
us an e-mail. If you provide us this information, it is used only
internally and in furtherance of the purpose for which it was
provided.
Maintenance of Accurate
Information
We have implemented
procedures to help us assure that our customer’s financial
information is accurate, current and complete within reasonable
standards. While some procedures are required by Federal or State
law, we also have procedures to correct inaccurate information
in a timely manner. If you believe any of the information is in
error, or believe any information collected about you has been
used for an improper purpose, please contact us by calling 319-372-5141
so we may take appropriate action.
Limited Employee
Access to Information
We have procedures
and security levels that limit employee access to information
to those with a business reason to know such information. The
importance of confidentiality and consumer privacy is stressed
in staff training.
Restrictions of
the Disclosure of Account Information
Personal financial
information is private, and Farmers Savings Bank holds all account
information in strict confidence. The bank will not reveal information
about customers accounts, former customers accounts, or other
personally identifiable data to unaffiliated third parties for
their use, except for the exchange of information with reputable
information reporting agencies or in the performance of bona fide
corporate due diligence or business matters, unless (1) the information
is provided to complete a customer initiated transaction; (2)
the customer requests and permits it; (3) the disclosure is required
or allowed by law (subpoena, request by regulator, etc.); (4)
the customer has been informed about the possibility of disclosure
for marketing or similar purposes and has been give the opportunity
to decline (“opt out”).
Maintaining Customer
Privacy in Business Relationships with Third Parties
It may be necessary,
at times, to provide information about our customers to a third
party, such as a vendor or service company we hire to do an audit.
An example would be an accounting firm that performs periodic
audits to make sure our records are accurate. This protects our
customers from possible errors in our records. These third parties
agree to safeguard our customer information and they must abide
by applicable law.
Cookies
Any “cookies”
placed on your system are for identification purposes only and
serve no further function. We cannot and do not wish to track
your individual web page usage. Funds Xpress, our Internet Banking
partner, does place a cookie on your hard drive when you access
your accounts via the Internet. The information stored in the
cookie is encrypted and is not personally identifiable. This cookie
is not used for any purpose which is in conflict with your rights
to privacy. It is used for your convenience, reducing the number
of times you are required to enter your user ID and passcode as
you use the various services available.
Links
Farmers Savings Bank
has a number of links to other sites. These are offered as a courtesy
and a convenience. Farmers Savings Bank assumes no responsibility
for the content, safety, security, or privacy of any such site
or any transactions with respect thereto. If you have questions
or concerns about any other site’s policy regarding these
matters, you should contact that site or its sponsor.
Protecting Children
Farmers Savings Bank
does not knowingly solicit data from children, and we do not knowingly
conduct online marketing to children. We recognize that protecting
children’s identities and privacy is important and the responsibility
rests with both the online industry and the parents.
Amendments and Changes
Farmers Savings Bank
reserves the right to amend or change this policy at anytime and
without notice. For the most current version of this policy, contact
our customer service department at 319-372-5141.
Brian Messer, President
Allyson Wooldridge
Eric Boeding
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